Compare Motorbike Finance Options from 40+ Lenders
Fast approvals.
Great rates.
Dealer or private sale.
No impact on your credit score.*
- Compare 40+ trusted lenders
- No deposit options available
- Dealer and private sale finance
- Australia-wide service
- Fast service
Check Your Eligibility
It only takes 2 minutes
Why Thousands of Aussies Choose Us
Dealer & Private Sale Specialists
No Deposit Options
Support from
Start to Finish
Local Aussie Team
Compare 40+ Lenders
5-Star Reviews
Real Customers. Real Vehicles. Real Results.
We're 5-Star Rated for a reason!
Check out our most recent reviews
How It Works
Check Eligibility
Complete our quick online form in under 2 minutes
Compare Options
We compare finance options from our panel of lenders
Get Approved
Receive a conditional approval, often within 24 hours*
Ride Away
Purchase your motorbike from a dealer or private seller
Motorbike Finance Options We Can Help With
Whatever type of motorbike you’re looking to finance, we’ll take the time to understand your needs and compare competitive motorbike finance options from our broad lender panel to help you find an option suited to your circumstances.
New Motorbike Finance
Purchasing a brand-new road bike, sports bike, cruiser, adventure bike, dirt bike or scooter? We can help you compare finance options from over 40 lenders. Our finance specialists can guide you through the available rates, loan terms and finance options from your initial enquiry through to settlement.
Used Motorbike Finance
Found the perfect used motorbike? We help Australians organise finance for second-hand road bikes, cruisers, sports bikes, dirt bikes and scooters purchased through dealerships and private sellers. Whether you’re upgrading or buying your first bike, we’ll compare available options and guide you through the process.
Private Sale Finance
Buying a motorbike through Bikesales, Facebook Marketplace, Gumtree or another private seller? We can help organise private-sale motorbike finance and guide you through the process, from gathering the required information through to coordinating settlement with the seller.
Dealer Finance
Purchasing from a motorcycle dealership? We compare finance options from our panel of over 40 lenders, giving you the opportunity to consider more than the first option presented. Your finance specialist can help you understand and compare available rates, repayments and loan structures.
Motorbike Loan
Pre-Approvals
Know your budget before you start shopping. We can help arrange a conditional motorbike loan pre-approval, giving you an indication of how much you may be able to borrow and greater confidence when shopping through a dealership or private seller.
Refinance Existing
Motorbike Loans
Already have a motorbike loan? We can help you compare refinancing options from our lender panel. Whether you want to review your current rate, reduce your repayments, consolidate debts or access additional funds, your finance specialist can guide you through the available options.
Access to 40+ Lenders
We compare options from a wide panel of banks, non-banks, and specialist lenders to find a finance solution that suits your needs and budget.
Motorbike Finance Made Easier
Purchasing through a dealership, private seller or auction? We make it easier to understand and compare motorbike finance options.
Our team compares options from over 40 lenders for new and used road bikes, sports bikes, cruisers, touring motorcycles, dirt bikes, adventure bikes and scooters.
Instead of approaching multiple lenders yourself, you can complete one enquiry and let us do the legwork.
If you want a conditional pre-approval before you start shopping, your finance specialist can explain the available options and support you throughout the process—from your initial enquiry through to settlement.
With friendly local support, a streamlined process and access to a broad lender panel, we help make comparing motorbike finance straightforward.
- New Motorbike Finance
- Used Motorbike Finance
- Dealer Purchases
- Private Sales
- Compare 40+ Lenders
- Motorbike Loan Pre-Approvals
Our Panel of Lenders
Why Use A Finance Broker
Instead Of Going Direct To A Bank?
We make the finance process simple, fast and stress-free. Our team does the hard work for you so you can get on with what matters most.
Compare 40+ Lenders
We compare finance options from over 40 lenders, including major banks, credit unions and specialist lenders, to help you find a competitive option suited to your circumstances.
One Application
Instead of completing multiple applications with multiple lenders, we simplify the process with one application and do the legwork for you.
Personalised Support
Your dedicated finance specialist will take the time to understand what you need, explain your options clearly and support you throughout the process - from your initial enquiry through to settlement.
- More Choice
- Competitive Options
- Flexible Terms
- Australia-Wide Service
- Fast Approvals
Proudly Australian. Trusted Australia-Wide.
From our home on the Gold Coast in sunny Queensland, we help Australians compare finance options from a panel of over 40 lenders. Our service is available nationwide – from Brisbane, Sydney and Melbourne to Adelaide, Perth, Hobart and Darwin – giving customers across the country access to competitive options suited to their circumstances.
Aussie-Owned Business
Locally owned and operated right here in Australia.
No Credit Score Impact*
Check your initial eligibility without affecting your score.
Australia-Wide Service
Helping customers in every state and territory.
Compare 40+ Lenders
Access a broad panel of banks, non-banks and specialist lenders.
Friendly Local Team
Speak with real people based right here on the Gold Coast.
Fast Approvals
A streamlined process designed to keep things moving.
Motorbike Finance FAQs
Can I finance a used motorbike?
Yes. We work with lenders that finance both new and used motorbikes. The bike’s age, kilometres and overall condition may influence the finance options available, but many used motorcycles are eligible for finance.
How fast can I get approved?
Many applications receive an outcome within 24 hours, and some approvals can be even faster depending on your circumstances and how quickly documents are provided. Our team keeps you updated throughout the entire process.
Can I get pre-approved before choosing a motorbike?
Absolutely. A motorbike loan pre-approval lets you know your borrowing power before you start shopping. This gives you confidence when negotiating with dealerships or private sellers and helps you shop within your budget.
What interest rates are available?
We have access to competitive rates from a panel of over 40 lenders. The rate available to you will depend on factors such as your credit profile, loan amount, term, motorbike and individual circumstances, as every application is assessed on its own merits.
Can I finance a motorbike through a private seller?
Yes. We regularly arrange finance for motorbikes purchased from private sellers across Australia. We’ll guide you through the process, help verify the bike’s details and coordinate settlement so everything runs smoothly.
How can I find out how much I may be able to borrow for a motorbike?
Complete our online enquiry form and one of our finance specialists will discuss your circumstances and available options with you. The amount you may be able to borrow will depend on factors such as your income, expenses, existing commitments, the motorbike and the lender’s assessment.
What documents might I need?
Initially, we’ll ask for proof of identity and income. If anything else is needed, your finance specialist will let you know and guide you every step of the way.
Estimate Your Repayments
The default interest rate of 6.99% p.a. is used for illustration only and is not an advertised or guaranteed rate.
This calculator provides a general repayment estimate only and is not based on any particular lender or product. Results are calculated using the loan amount, term and interest rate selected and do not include fees, charges or other product costs unless stated. Actual rates, repayments, fees and eligibility will depend on the lender, product and applicant circumstances. The result is not a quote, comparison rate, offer or approval of finance.
Important information: *Checking your initial eligibility with Finspark Finance will not affect your credit score. If you proceed with a formal lender application, the lender may conduct a credit enquiry with your consent. Approval and turnaround times vary by lender, applicant circumstances and verification requirements. Rates, fees and available options also vary. Finance is subject to lender approval and lending criteria.