We Handle Your New Car Finance
Our Aussie finance brokers work with you to find a suitable lender for your new car loan, organise the paperwork and keep you updated, every step of the way.
- Access to 40+ trusted lenders
- No deposit options available
- New cars, SUVs, utes and EVs
- Australia-wide service
- Conditional pre-approval options
Tell Us What You Need
Check your eligibility in under two minutes
with no impact on your credit score.*
Safe, secure & trusted
Why Let Us Handle Your New Car Finance?
New-Car Finance Specialists
We work with your dealer to collect the paperwork and keep your new-car purchase moving.
No Deposit Options
We aim to find suitable finance without an upfront deposit where possible, and explain clearly if one is needed.
We Handle the Paperwork
Your own Aussie finance broker organises the paperwork and keeps you updated.
Local Aussie Team
Friendly, Australia-based support wherever you are buying your new car.
Access to 40+ Lenders
We work with over 40 lenders to find suitable finance for your circumstances.
Verified Customer Reviews
Read genuine Google reviews from customers we have helped with their finance.
Real Customers. Real Vehicles. Real Results.
We’re 5-Star Rated for a Reason
Real Customers. Real Confidence.
How New Car Finance Works
Tell Us What You Need
Complete our quick online enquiry and tell us about the car you want to finance.
We’ll Call You
We’ll confirm your details and collect any extra information or documents we need.
Get Pre-Approved
We’ll submit your application and documents to a suitable lender and work towards conditional pre-approval.*
Finalise & Drive Away
Once approved, we’ll organise the paperwork and payment so you can collect your car.
Why Finance a Brand-New Car?
A new car can offer modern safety features, a manufacturer warranty and a fresh start. We handle the finance and work with your dealer to organise the paperwork.
Manufacturer Warranty
Buy with the confidence of a new-car warranty. Coverage and conditions vary by manufacturer.
Latest Safety & Technology
Explore modern driver-assistance, comfort and connectivity features in your next vehicle.
A Fresh Start
Know your vehicle’s ownership history from day one, with lower initial wear than a used car.
Electric & Hybrid Options
We help arrange finance for new EVs and hybrids, as well as petrol and diesel vehicles.
Shop with More Clarity
Conditional pre-approval may indicate your potential budget before you choose your car.
Personal or Business Use
We work with you to arrange finance for personal purchases and eligible business vehicles.
Plan Your New Car Purchase
Choose the car you want with a clearer understanding of the finance. We help you plan the budget, timing and next steps before you commit.
Start With Your Budget
Tell us about your purchase plans and the repayments you’re comfortable with. We work with you to find suitable finance for your new car based on your budget.
Match Finance to Delivery
Is your car available now or still being built? Send us the dealer quote and let us know roughly when you expect to pick it up. We’ll explain when to apply for finance and what to do if that date changes.
Get Ready to Pick Up Your Car
Once your finance is approved and the car is ready, we help organise the paperwork and payment to your dealer. When payment is complete, you can arrange to pick up your car.
Not Sure Where to Start?
Send an enquiry and our local team will call to confirm the details and get things moving.
Tell Us What You NeedThe Lenders We Work With
Why Use a Finance Broker Instead of Going Direct to a Bank?
Your own Aussie finance broker works with you to find a suitable lender and handles the paperwork with your dealer.
Access to 40+ Lenders
Our panel includes banks, non-banks and specialist lenders. We work with you to find a suitable lender for your circumstances.What this means for youBroader Lender AccessFinance Sourced for YouA Suitable Lender Fit
We Do the Hard Work
We prepare your application, collect the paperwork and follow up with the lender. Once approved, we organise payment with your dealer so you can collect your car.What this means for youLess LegworkPaperwork HandledLender Follow-Up
People You Can Reach
You’ll have your own Aussie finance broker in your corner. We listen, answer your questions and let you know what we need to keep things moving.What this means for youYour Own Finance BrokerRegular UpdatesClear Next Steps
Proudly Australian. Trusted Australia-Wide.
We’re proudly Australian-owned and based on the Gold Coast in sunny Queensland. We help customers in every state and territory arrange finance, with a local team you can reach by phone, online or in person.
Aussie-Owned Business
We’re locally owned and operated right here in Australia, with a practical, down-to-earth approach to helping you arrange finance.
Australia-Wide Service
We help customers in every state and territory. You can organise your finance by phone and online, wherever you are in Australia.
Friendly Local Team
Our team is based on the Gold Coast. You’ll speak with real people who take the time to understand what you need.
Find Our Gold Coast Team
2B/677 Pine Ridge Road, Biggera Waters QLD 4216
New Car Finance FAQs
Can I get pre-approved before choosing a new car?
Yes. We can work towards a conditional pre-approval before you choose a new car, so you can shop with a clearer budget. We’ll let you know of any conditions. Once you’ve found the car you like, let us know—we’ll take care of the rest.
Can I finance an electric or hybrid vehicle?
Yes. We help arrange finance for new electric and hybrid vehicles as well as petrol and diesel cars. Tell us which model you’re considering and we’ll work with you to find a suitable lender.
Can I arrange finance for a factory order?
Yes. Let us know the dealer’s expected delivery date. We help plan the finance around it and explain any approval updates needed if the car arrives later than expected.
What should I compare besides the interest rate?
Look at the fees, loan term, total amount you’ll repay and any balloon payment—not just the rate or monthly repayment.
Can I finance accessories and optional extras?
Let us know which extras you want and send us the dealer’s itemised quote. We’ll check what can be included and tell you if anything needs to be paid separately.
Do I need a deposit for a new car loan?
No-deposit options are available, and we aim to find a suitable option without an upfront deposit where possible. If your purchase or circumstances require one, we’ll explain exactly what’s needed.
What documents will I need for new car finance?
We’ll usually start with your photo ID and proof of income, such as payslips. Once you choose a car, we’ll also need the dealer’s quote. If anything else is needed, we’ll let you know.
What Happens After You Enquire?
Tell us what you need and we’ll get to work. Our local team will call to confirm the details, organise your application and keep you updated.
A Call From Our Team
We’ll confirm your details and collect any extra information or documents needed.
We Get to Work
Once we have your application and documents, we’ll submit them to a suitable lender and follow up to keep things moving.
Support All the Way
We’ll keep you updated and organise the remaining paperwork and payment so you can collect your car.
Important information: *Checking your initial eligibility with Finspark Finance will not affect your credit score. If you proceed with a formal lender application, the lender may conduct a credit enquiry with your consent. Approval and turnaround times vary by lender, applicant circumstances and verification requirements. Rates, fees and available options also vary. Finance is subject to lender approval and lending criteria.