We Handle Your
Private Sale Boat & Jet Ski Finance
Our Aussie finance brokers work with you to find a suitable lender for your private boat or jet ski purchase, organise the paperwork and keep you updated, every step of the way.
Explore Your Marine Finance Options
Safe, secure & trusted
- We Handle the PaperworkWe Handle
All the Paperwork - Aussie Brokers. Australia-Wide.
- Access to 40+ Lenders
- Options Matched
to Your Needs - Clear Guidance.
Less Confusion. - We Keep You Updated
Five-Star Service, From Start to Finish.
Some of the boats we’ve financed
How It Works
Tell Us What You Need
Fill out our quick enquiry form and tell us about the boat or jet ski you have in mind.
We’ll Call You
We’ll have a quick chat, explain suitable options and let you know what we need next.
Get Pre-Approved
We’ll submit your application to a suitable lender for conditional pre-approval—often within 24 hours.*
Get on the Water
Once approved, we’ll organise the settlement paperwork so you can collect your boat or jet ski.
More Lender Options. Less Legwork.
More lenders = More options
Why Consider a Private Boat or Jet Ski Purchase?
Look Beyond Dealer Stock
Explore privately listed boats and jet skis, including models and packages that may not be available at your local dealership.
Speak With the Owner
Ask about how the vessel has been used, serviced and stored, and request records to help you understand its history.
Negotiate the Package
Discuss the price and included gear directly with the seller. A good purchase depends on condition and value—not simply a lower asking price.
Marketplace? Boatsales? We can help.
Not Sure Where to Start?
Just tell us what you have in mind — our team will get in touch, talk you through your finance options and guide you through it, step by step.
Click Here to Get StartedGold Coast Based. Australia-Wide Support.
Located on the sunny Gold Coast, Queensland.
Private Sale Boat & Jet Ski Finance FAQs
Can I get finance for a private sale?
Yes. We help arrange suitable finance and handle the paperwork with your seller, subject to lender approval. Still looking? We can also work towards conditional pre-approval before you find one.
What if the seller still has a loan?
Tell us before proceeding. We’ll obtain the payout details and organise the payment arrangements if your finance is approved. Any required loan payout is handled as part of settlement before collection is arranged.
What information do you need?
Send us the listing, purchase price, seller details and what’s included. We’ll explain the ownership and sale documents needed, along with your photo ID and proof of income.
Do I need a deposit?
Not always. No-deposit options may be available, depending on your circumstances and the boat or jet ski you’re buying.
Let’s Talk Private Sale Marine Finance
Tell Us What You NeedImportant information: *Checking your initial eligibility with Finspark Finance will not affect your credit score. If you proceed with a formal lender application, the lender may conduct a credit enquiry with your consent. Approval and turnaround times vary by lender, applicant circumstances and verification requirements. Rates, fees and available options also vary. Finance is subject to lender approval and lending criteria. No-deposit options are subject to lender criteria and applicant eligibility. “Fast service” describes our support, not a guaranteed approval or settlement timeframe. Our 40+ lender panel covers multiple finance products; Marine availability varies.