Five-Star Service, From Start to Finish.

Some of the boats we’ve financed

Don’t just take our word for it…

      
 Excellent5.0412 reviews
 5.0
 Excellent412 reviews
  Write a review 
 
 
 
    
 
 
      Posted on Google  
   
   suzanne habel 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent all round! Exceptional customer service. Laughlan was outstanding and exceeded my expectations with communication at each stage and ultimate delivery of outcome! Thank you Laughlan. Make an enquiry - you will be pleasantly surprised :)
  
 
     Posted on Google  
   
   marley riffat 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Alex was a legend!; absolute seamless process. Smashed everyone else out the water .
  
 
     Posted on Google  
   
   Benjamin Watehouse-Clark 
 3 days ago
 
 
 Trustindex verifies that the original source of the review is Google. +0
My experience with Alex was amazing! He and the team at Finspark Finance are one of a kind in customer service. They helped me with everything towards getting my new car. Thanks guys!
  
 
     Posted on Google  
   
   Mark Reah 
 5 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Liam was exelent very helpful kept me informed all the way.
  
 
     Posted on Google  
   
   Mitch Johnsen 
 5 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Firsty id like thank Cal for his fast replys, his advice was great and got the funds to me quickly, he also provided me with good advice
  
 
     Posted on Google  
   
   Louise Harland 
 5 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Liam was amazing and very wary to deal with highly recommended
  
 
     Posted on Google  
   
   Ethan Ferris 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Great friendly service, I was dealing with Samuel and he made everything easy and straight forward. Would recommend.
  
 
     Posted on Google  
   
   RAIJIN 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Great service, streamlined the whole process.
  
 
     Posted on Google  
   
   glenn caldwell 
 6 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My experience with Laughlan McLaren has been nothing but exceptional, he has guided me through the whole process so easily and without fuss ,he was so easy to talk to and down to earth.
Once again thank you very much Laughlan.
  
 
     Posted on Google  
   
   abdul ibrahim 
 8 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Had a chat to alex from finspark great guy really helped get everything over the line and approved appreciate your time and patience
  
 
     Posted on Google  
   
   Chantal WILLIAMS 
 11 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jesse was an amazing communicator from start to finish. I was fully informed of my choices and he sourced the very best deal possible for me! He delivered within the timeframes he stated and was an absolute pleasure to speak to. I am a company owner and have had a few brokers that I’ve worked with but I found Jesse to be the Best customer service I’ve ever had and best broker I have ever sourced. Well done mate I am very grateful of how you went above and beyond for me. One happy customer here definitely worth the 5 stars!
  
 
     Posted on Google  
   
   Mick Noble 
 12 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Working through the process was made simple and easy with Alex. Guy next door kind of easy to chat and deal with. Cheers
  
 
     Posted on Google  
   
   Nathan Watson 
 13 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Lee was very easy to deal with and worked with me to make sure I got what I needed without any hassle.
  
 
     Posted on Google  
   
   Brian Aussie 
 13 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Lee was fantastic!! He helped make it a stress free experience. Highly recommend him. You can tell he genuinely wants to help. Keep doing what you do Lee. Would use again next time
  
 
     Posted on Google  
   
   Adam Sly 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Helpful and friendly service. Easy process. Highly recommend
  
 
     Posted on Google  
   
   Linda Stuart 
 14 days ago
 
 
 Trustindex verifies that the original source of the review is Google. The absolute best I’ve ever dealt with my brooker cal went above and beyond to help me. Communication was top tier and made you feel at ease with the whole process. I have already recommended friends and family to finspark. To be picking up my brand new car tomorrow is a miracle!! Thanks finspark and thank you cal can’t recommend you enough.
  
 
     Posted on Google  
   
   Chris Smith 
 15 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very helpfull and very informative
  
 
     Posted on Google  
   
   Steve Vadkerti 
 15 days ago
 
 
 Trustindex verifies that the original source of the review is Google. What an absolute pleasure working with these guys Jesse you are a legend thank so very very much 🙏
  
 
     Posted on Google  
   
   jesse leigh 
 19 days ago
 
 
 Trustindex verifies that the original source of the review is Google. From  the first call & throughout the whole process of buying a caravan was perfect!
If your looking to finance don’t hesitate to call finspark finance and ask for Liam
Step by step  you will receive great customer service that I can’t fault .Thanks
  
 
     Posted on Google  
   
   Julie 
 20 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Liam was a very helpful guy, made the process very easy
  
 
 
  
 
 
   Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

How It Works

Tell Us What You Need

Complete our quick online enquiry and tell us about your current boat or jet ski loan and what you’d like to change.

We’ll Call You

We’ll confirm your details and collect any extra information or documents we need.

Get Pre-Approved

We’ll submit your application and documents to a suitable lender and work towards conditional pre-approval.*

Finalise Your Refinance

Once approved, we’ll organise the paperwork and payment to your current lender to pay out your existing loan.

More Lender Options. Less Legwork.

More lenders = More options

Is It Time to Review Your Boat or Jet Ski Loan?

Check Your Current Loan

Look at your balance, interest rate, repayments, fees and remaining term, including any balloon payment or cost to pay the loan out.

Add Up Switching Costs

Compare the existing payout and any exit costs with the new loan’s interest, establishment, broker and ongoing fees that apply.

Look Beyond the Repayment

A lower regular repayment does not always mean a cheaper loan. Extending the term can increase the total interest and fees you pay.

Love the boat, but not the loan?

Not Sure Where to Start?

Just tell us what you have in mind — our team will get in touch, talk you through your finance options and guide you through it, step by step.

Click Here to Get Started

Gold Coast Based. Australia-Wide Support.

Located on the sunny Gold Coast, Queensland.

Boat & Jet Ski Loan Refinance FAQs

Can I refinance my boat or jet ski loan?

We can help review suitable options, depending on your current loan, circumstances and boat or jet ski. If approved, the new loan pays out the existing loan as part of settlement.

Could I lower my repayments?

Possibly, depending on the rate and term available. A longer term may lower repayments but increase the total interest and fees you pay. We’ll explain both the repayment and overall cost before you decide.

What fees should I consider?

There may be fees to pay out your current loan and set up the new one, plus any applicable broker or ongoing fees. We’ll take these into account when comparing the cost of keeping or changing your loan.

What do you need to review my loan?

We’ll usually need photo ID, proof of income, a recent loan statement, payout figure and boat or jet ski details. If you have a balloon payment, tell us the amount and due date too.

Will my enquiry affect my credit score?

No—our initial enquiry does not affect your credit score. A formal refinance application may involve a credit check with your consent.

Let’s Talk Marine Refinance

Tell Us What You Need

Important information: *Checking your initial eligibility with Finspark Finance will not affect your credit score. If you proceed with a formal lender application, the lender may conduct a credit enquiry with your consent. Approval and turnaround times vary by lender, applicant circumstances and verification requirements. Rates, fees and available options also vary. Finance is subject to lender approval and lending criteria. No-deposit options are subject to lender criteria and applicant eligibility. “Fast service” describes our support, not a guaranteed approval or settlement timeframe. Our 40+ lender panel covers multiple finance products; Marine availability varies.

We Handle Your
Boat & Jet Ski Loan Refinance

Explore Your Marine Finance Options

Five-Star Service, From Start to Finish.