We Handle Your
Business Asset Loan Refinance
Our Aussie finance brokers work with you to find a suitable lender for your business asset refinance, organise the paperwork and keep you updated, every step of the way.
Explore Your Commercial Finance Options
Safe, secure & trusted
- We Handle the PaperworkWe Handle
All the Paperwork - Aussie Brokers. Australia-Wide.
- Access to 40+ Lenders
- Options Matched
to Your Needs - Clear Guidance.
Less Confusion. - We Keep You Updated
Five-Star Service, From Start to Finish.
Some of the business assets we’ve financed
How It Works
Tell Us What You Need
Complete our quick online enquiry and tell us about the business asset loan you would like to review.
We’ll Call You
We’ll confirm your details and collect any extra information or documents we need.
Get Pre-Approved
We’ll submit your application and documents to a suitable lender and work towards conditional pre‑approval.*
Finalise Your Refinance
Once approved, we’ll organise the paperwork and payout of your current loan, and keep you updated as you move to the new finance.
More Lender Options. Less Legwork.
More lenders = More options
Considering Commercial Refinance?
Start With Your Current Loan
Send us a recent loan statement, a current payout figure and the asset details. We’ll work with you to find a suitable lender and check the full cost of changing loans.
Compare the Full Changeover Cost
We consider the new rate, fees, term and any balloon alongside your current loan. A lower regular repayment can mean a longer term, so we explain the total cost as well.
Plan the Loan Changeover
Once the new loan is approved, we help organise the paperwork and coordinate payout of the existing loan. We’ll explain your new repayments before settlement.
Love the gear, but not the loan?
Not Sure Where to Start?
Just tell us what you have in mind — our team will get in touch, talk you through your finance options and guide you through it, step by step.
Click Here to Get StartedGold Coast Based. Australia-Wide Support.
Located on the sunny Gold Coast, Queensland.
Business Asset Loan Refinance FAQs
Can an existing business asset loan be refinanced?
There may be refinance options for your vehicle, machinery or equipment loan. Let us know about the asset, your current loan and your business, and we’ll check which lenders may be able to help.
What information should I have ready?
We’ll usually start with your photo ID, business details, a current loan statement and a payout figure. We may also need business financial information. We’ll let you know exactly what’s needed.
Will refinancing save my business money?
Not necessarily. We compare available options with your current loan, including fees and the total remaining cost, so you can decide whether a change suits your business.
Does a lower repayment mean a cheaper loan?
No. A lower repayment can result from a longer term or a final balloon payment. We’ll explain the rate, fees, term and total cost together rather than focusing on one repayment figure.
What fees should I compare?
Check any existing-loan payout or early-exit costs, new-loan fees and ongoing charges. We help include the available costs in the comparison before you decide.
What if my current loan has a balloon payment?
Let us know the amount and due date. We can explore suitable options and explain how the balloon affects the payout figure and any proposed new finance.
How is the existing loan paid out?
Once the new loan is approved and the paperwork is ready, we help coordinate settlement and payout of your existing loan. We’ll explain the changeover and your new repayments.
Let’s Talk Business Asset Loan Refinance
Tell Us What You NeedImportant information: *Checking your initial eligibility with Finspark Finance will not affect your credit score. If you proceed with a formal lender application, the lender may conduct a credit enquiry with your consent. Approval and turnaround times vary by lender, applicant circumstances and verification requirements. Rates, fees and available options also vary. Finance is subject to lender approval and lending criteria.