Compare Car Finance
Options from 40+ Lenders
Fast approvals.
Great rates.
Dealer or private sale.
No impact on your credit score.
- Compare 40+ trusted lenders
- No deposit options available
- Dealer and private sale finance
- Australia wide service
- Fast service
Check Your Eligibility
It only takes 2 minutes
Why Thousands of Aussies Choose Us
Dealer & Private Sale Specialists
No Deposit Options
Expert Advice & Fast Approvals
Local Aussie Team
Compare 40+ Lenders
5-Star Reviews
Real Customers. Real Vehicles. Real Results.
We're 5-Star Rated for a reason!
Check out our most recent reviews
How It Works
Check Eligibility
Complete our quick online form in under 2 minutes
Compare Options
We compare finance options from our panel of lenders
Get Approved
Receive a conditional approval, often within 24 hours
Drive Away
Purchase your vehicle from a dealer or private seller
Car Finance Options We Can Help With
No matter what type of vehicle you’re looking to buy or your financial situation, we work hard to find you the best car finance solution and get you on the road sooner.
New Car Finance
Whether you’re purchasing a brand-new car, SUV, ute, 4WD or electric vehicle, we can help you compare finance options from over 40 lenders. Our team works with dealerships across Australia to help secure competitive rates, flexible loan terms and fast approvals so you can drive away sooner.
Used Car Finance
Looking at a quality used vehicle? We help Australians finance used cars purchased through dealerships, helping compare lenders that specialise in second-hand vehicle finance. Whether you’re upgrading your current car or buying your first vehicle, we’ll help find a solution that suits your budget and circumstances.
Private Sale Finance
Found the perfect car through Facebook Marketplace, Carsales or a private seller? We can help arrange private sale car finance and guide you through the entire process. From verifying vehicle details to coordinating settlement with the seller, we make buying privately simple and stress-free.
Dealer Finance
Purchasing from a dealership? We compare finance options from our panel of lenders to help ensure you’re getting a competitive deal. Rather than accepting the first finance offer presented at the dealership, we’ll help compare rates, repayments and loan structures to find an option that works for you.
Car Loan
Pre-Approvals
Know your budget before you start shopping. A car loan pre-approval gives you an indication of how much you may be able to borrow, helping you shop with confidence. Whether you’re buying from a dealer or private seller, pre-approval can make the buying process faster and easier.
Refinance Existing Car Loans
Already have a car loan? Refinancing may help reduce your repayments, secure a more competitive interest rate, consolidate debts or access additional funds. We compare refinancing options from our panel of lenders to see whether there’s a better solution available for your current circumstances.
Access to over 40+ Lenders
We compare options from a wide panel of banks, non-banks, and specialist lenders to find a finance solution that suits your needs and budget.
We're Experts in Car Finance
Whether you’re buying from a dealership, a private seller, or even at auction, we make car finance quick, easy and hassle-free.
Our team compares finance options from over 40 lenders, helping Australians secure finance for new cars, used cars, SUVs, utes, 4WDs and luxury vehicles. Instead of applying with multiple lenders yourself, we do the legwork for you and present suitable options based on your circumstances.
Need a pre-approval before you start shopping? No problem. We can help you understand your borrowing power, compare available options and guide you through the process from application right through to settlement.
With fast approvals, local support and access to a wide panel of lenders, it’s easy to see why thousands of Australians choose Finspark Finance.
- New Car Finance
- Used Car Finance
- Dealer Purchases
- Private Sales
- Compare 40+ Lenders
- Car Loan Pre-Approvals
Our Panel of Lenders
Why Use A Finance Broker
Instead Of Going Direct To A Bank?
We make the finance process simple, fast and stress-free. Our team does the hard work for you so you can get on with what matters most.
Compare 40+ Lenders
We compare finance options from over 40 lenders including major banks, credit unions and specialist lenders to help you find the most competitive deal.
One Application
Instead of completing multiple applications with multiple lenders, we simplify the process with one application and do the legwork for you.
Expert Guidance
Our experienced finance specialists are here to guide you every step of the way, from understanding your options right through to settlement and beyond.
- More Choice
- Better Rates
- Flexible Terms
- Australia-Wide Service
- Fast Approvals
Proudly Australian. Trusted Australia-Wide.
Our team is proudly based on the Gold Coast, Queensland, helping Australians secure the right finance solutions every day. Whether you’re in Brisbane, Sydney, Melbourne, Perth, Adelaide, Hobart, Darwin or anywhere in between, we compare finance options from over 40 lenders to help find a solution that’s right for you.
Australian-Owned Business
Proudly supporting Aussies across the country.
Australia-Wide Service
Helping customers coast to coast.
No Impact on Credit Score
We check options, so it doesn't affect your score.
Gold Coast Based Team
Local experts, genuine advice you can trust.
Compare 40+ Lenders
More Choice. More chances of approval.
Fast Approvals
Quick, simple and stress-free.
Car Finance FAQs
Can I finance a used car?
Yes. We work with lenders that finance both new and used vehicles. The vehicle’s age, kilometres and overall condition may influence available finance options, but most used vehicles are eligible.
How fast can I get approved?
Many applications receive an outcome within 24 hours, and some can be approved even sooner. Timeframes can vary depending on the lender and how quickly supporting documents are provided.
Can I get approved before choosing a car?
Yes. We can help you obtain a pre-approval before you’ve found the vehicle you’d like to purchase. This gives you a clear budget, helps you shop with confidence, and can make negotiating with sellers easier.
What interest rate can I get?
We have access to competitive rates tailored to your credit profile and budget. Every application is assessed on its own merits – so your rate depends entirely on your individual circumstances
Can I finance a car through a private seller?
Absolutely. We can assist with both dealership and private sale purchases. Whether you’re buying from a family member, friend, Facebook Marketplace, Gumtree or another private seller, we can guide you through the process.
How much can I borrow for a car?
The amount you may be able to borrow depends on factors such as your income, existing commitments, employment history and credit profile. Our team can help determine your borrowing capacity and compare suitable options from over 40 lenders.
What documents do I need to apply?
Typically, we’ll ask for proof of ID and income. Depending on your situation, we might request a few extras – but don’t worry, we’ll guide you through everything step by step.