Compare Commercial Finance Options from 40+ Lenders
Fast approvals.
Great rates.
Dealer or private sale.
No impact on your credit score.
- Compare 40+ trusted lenders
- No deposit options available
- Dealer and private sale finance
- Australia wide service
- Fast service
Check Your Eligibility
It only takes 2 minutes
Why Thousands of Aussies Choose Us
Dealer & Private Sale Specialists
No Deposit Options
Expert Advice & Fast Approvals
Local Aussie Team
Compare 40+ Lenders
5-Star Reviews
Real Customers. Real Vehicles. Real Results.
We're 5-Star Rated for a reason!
Check out our most recent reviews
How It Works
Check Eligibility
Complete our quick online form in under 2 minutes
Compare Options
We compare finance options from our panel of lenders
Get Approved
Receive a conditional approval, often within 24 hours
Drive Away
Purchase your asset from a dealer or private seller
Commercial Finance Options We Can Help With
Whether you’re looking to finance a business vehicle, truck, trailer, machinery, equipment or commercial asset, we compare options from over 40 lenders to help find a finance solution that suits your business.
New Business
Asset Finance
Purchasing a brand-new business vehicle, piece of machinery or commercial asset? We can help compare finance options from over 40 lenders to secure competitive terms, flexible repayments and fast approvals.
Used Business
Asset Finance
Looking at a used commercial vehicle, truck, trailer, machine or piece of equipment? We help businesses finance second-hand assets purchased through dealers, private sellers and suppliers.
Business Vehicle Finance
Need a ute, van, truck or company vehicle for your business? We can help finance business vehicles for sole traders, companies and growing businesses across a wide range of industries.
Machinery &
Equipment Finance
From excavators and bobcats to forklifts, tools, trailers and specialised equipment, we compare commercial finance options to help your business access the assets it needs to operate and grow.
Commercial
Pre-Approvals
Know your budget before committing to a business asset. A commercial finance pre-approval can give you an indication of your borrowing power before you purchase from a dealer, supplier or private seller.
Refinance Existing
Business Loans
Already have a business vehicle, equipment or asset loan? Refinancing may help reduce repayments, improve cash flow, consolidate debts or access more competitive commercial finance options.
Access to over 40+ Lenders
We compare options from a wide panel of banks, non-banks, and specialist lenders to find a finance solution that suits your needs and budget.
We're Experts in Commercial Finance
Whether you’re purchasing a single work vehicle, upgrading machinery or expanding your fleet, we make commercial finance simple, flexible and tailored to your business.
From sole traders and ABN holders through to established companies, we compare finance options from 40+ lenders to help businesses secure the equipment they need to keep moving.
Whether it’s a ute, van, truck, excavator, forklift, trailer, earthmoving equipment or agricultural machinery, we’ll help find a finance solution that suits your business, cash flow and long-term goals.
Need a pre-approval before purchasing? No problem. We can help you understand your borrowing capacity, compare available lenders and guide you through the entire process from application through to settlement.
With fast approvals, commercial finance specialists and access to a wide panel of lenders, it’s easy to see why businesses across Australia choose Finspark Finance.
- New Business Asset Finance
- Used Equipment Finance
- Business Vehicles & Fleet Finance
- Machinery & Equipment Finance
- Compare 40+ Lenders
- Commercial Finance Pre-Approvals
Our Panel of Lenders
Why Use A Finance Broker
Instead Of Going Direct To A Bank?
We make the finance process simple, fast and stress-free. Our team does the hard work for you so you can get on with what matters most.
Compare 40+ Lenders
We compare finance options from over 40 lenders including major banks, credit unions and specialist lenders to help you find the most competitive deal.
One Application
Instead of completing multiple applications with multiple lenders, we simplify the process with one application and do the legwork for you.
Expert Guidance
Our experienced finance specialists are here to guide you every step of the way, from understanding your options right through to settlement and beyond.
- More Choice
- Better Rates
- Flexible Terms
- Australia-Wide Service
- Fast Approvals
Proudly Australian. Trusted Australia-Wide.
Our team is proudly based on the Gold Coast, Queensland, helping Australians secure the right finance solutions every day. Whether you’re in Brisbane, Sydney, Melbourne, Perth, Adelaide, Hobart, Darwin or anywhere in between, we compare finance options from over 40 lenders to help find a solution that’s right for you.
Australian-Owned Business
Proudly supporting Aussies across the country.
Australia-Wide Service
Helping customers coast to coast.
No Impact on Credit Score
We check options, so it doesn't affect your score.
Gold Coast Based Team
Local experts, genuine advice you can trust.
Compare 40+ Lenders
More Choice. More chances of approval.
Fast Approvals
Quick, simple and stress-free.
Commercial Finance FAQs
Can I finance used equipment or machinery?
Absolutely. We can help finance both new and used commercial assets, including work vehicles, trucks, trailers, machinery, earthmoving equipment, forklifts, agricultural equipment and more. We compare over 40 lenders to find a solution that suits your business.
How fast can I get approved?
Many commercial finance applications receive conditional approval within 24 hours, provided all required information has been supplied. More complex applications or larger transactions may take a little longer depending on the lender.
Can I get pre-approved before buying equipment?
Yes. A commercial finance pre-approval allows you to understand your borrowing capacity before you start shopping, giving you confidence when negotiating with dealers or private sellers.
What interest rate can I get?
Interest rates vary depending on factors such as your business structure, credit profile, time in business, the type of asset being financed and the lender selected. We compare over 40 lenders to help find the most competitive option available for your circumstances.
Can I finance equipment from a private seller?
Yes. Many lenders allow commercial assets to be purchased from private sellers, provided the asset meets their lending criteria. We can guide you through the process and handle the paperwork from start to finish.
How much can my business borrow?
The amount you can borrow depends on your business income, financial position, the type of asset and the lender’s assessment criteria. Whether you’re financing a single work vehicle or an entire fleet, we’ll help determine your borrowing capacity.
What documents do I need to apply?
Typically, we’ll just ask for proof of ID to get started. Depending on your situation, we might request a few extras – but don’t worry, we’ll guide you through everything step by step.